This site, blog and programs are here to inspire you, to awaken your creativity, to inform, educate and occasionally (fingers crossed) to entertain too. That said, it should be clear that I am not responsible or have any control over anything that happens to you before, during or after you come in touch with any of my content. I don’t want you running after me with a baseball bat or anything (only with boxes of highest quality dark chocolate truffles; a variety mix is my most preferred). If you will get a great amount of energy, enthusiasm or newly found zest and creative juices flowing, well, that is also yours my dear. Claim it and enjoy it! Just wanted to make sure we are on the same page… Phew!


By entering this site you acknowledge and agree to the following terms and conditions. If you do not agree to these terms, do not use this site.

The MONICKACLIOSAKKI.COM website (including its operators and other personnel – hereafter: “the Site”) has taken all reasonable care that information published or presented on the Site is valid at the time of publishing. However, the Site does not guarantee the accuracy of the information published or presented nor can it be held responsible for any errors or omissions.   The Site will not be held liable for any loss, damage or expense as a result of delays, variations or failure in the provision of information and/or services arising from circumstances beyond the Site’s reasonable control, including, without limitation, any of the following: act of God, regulatory act, industrial action, strikes, lockouts, shutouts, fire, flood, earthquake, bad weather conditions, explosion, civil commotion, war, terrorist attack, technical failure, or power failure.   Content on the Site might include the personal views and comments of individuals who participate in the Site’s activities. These opinions may not necessarily reflect the view of the Site.  The Site reserves the right to remove or alter any content at any time without notice and takes no responsibility for any loss, damage or expense as a result of the nature or use of its web content.   The Site may contain from time to time links to third party websites; however this does not signify that the Site endorses such websites or their content. The Site cannot confirm the accuracy or reliability of any of the material contained in such third party websites nor shall it be held liable for any loss or damage suffered as a result of using third party sites or the information contained therein. Furthermore, the Site does not make any representations or warranties as to the security of any information you may be requested to give to any third party.   The Site is not responsible for any losses or damages resulting from the use of any product, link, or information contained within the Site. Participants, users and readers realize any business has potential risk for loss of capital.   The Site does not suggest, implies, warrants or guarantees that financial, vocational, spiritual, psychological, health, or any other personal earnings, gains, advancements or improvements, can be made by following or adhering to any program or information featured anywhere inside the Site or elsewhere.   By purchasing on the Site and/or using the Site you agree that you alone are responsible for your actions and the success or failure of you and/or your business, which depend on personal attributes and factors, including but not limited to – skills, abilities, competencies, knowledge, experience and financial position. You agree that you are fully responsible for the progress and results you have in the program and that these may vary based on a myriad of the aforementioned factors, to name but a few. Any statements by the Site, here, in correspondence or during a program, are merely the opinions of the Site and thus are not guarantees or promise of actual results.


You agree that any registration information you give to The Site (e.g. – name, email address, username and password, etc.) shall always be accurate and current. You must not provide false details – only your own correct details. Your account can be used only by you.


We reserve the right to refuse service with no obligation to explain the reason. A purchase or order is considered accepted by The Site only after payment has been processed.


Each program or product may have its own cancelation, refund and return policy. These terms will be included when each item will be presented for purchase. Unless otherwise stated, the Site does not accept cancellations or returns once your order is placed. The Site does not accept cancellations or returns once your order is placed for fully downloadable products/programs. When refunds are due the online payment fees of the purchase shall be deducted from the refund.


We have no intellectual property rights over the material you supply to The Site. You retain copyright for the content you create and submit. You agree to hold The Site harmless from and against any claim, liability, or expense that is the result of any copyright or trademark misappropriation or infringement you may have conducted. By posting material on The Site, you grant us a worldwide, nonexclusive, irrevocable right to use the material for marketing purposes.


The Site and Service contain intellectual property owned by Monicka Clio, including trademarks, copyrights, proprietary information, and other intellectual property. You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works from, distribute, display, reproduce or perform, or in any way exploit in any format whatsoever any of the Site or Service Content or intellectual property, in whole or in part, without our prior written consent. We reserve the right to immediately remove you from the Service, without refund, if you are caught violating this intellectual property policy.


We may at any time amend these Terms and Conditions. Such amendments are effective immediately upon notice to you by us posting the new Terms and Conditions on this Site. Any use of the Site or Service by you after being notified means you accept these amendments. We reserve the right to update any portion of our Site and Service, including these Terms and Conditions, at any time. We will post the most recent versions to the Site and list the effective dates on the pages of our Terms and Conditions.


The subject headings in the Terms and Conditions are included for the reader’s convenience only.


All notices, requests, demands, and other communications shall be forwarded to the following email address: monicka[AT]

Updated Jan 2020